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The Short-Term Rental Financial Bible

The desk reference for the financial side of a short-term rental — the whole system, in one volume.

A Builders Finance title on short-term rentals — the first the company published, and not the whole of what it teaches.

The STR Financial Bible
Why it exists

One book for the whole picture.

The financial side of a rental is usually taught in pieces — the platform here, the taxes there, the bookkeeping somewhere else. The pieces are where owners lose money, because the decisions in one affect the others. This manual teaches the system whole.

The idea inside the book

Six disciplines. One system.

The financial side of a rental is one connected system — and the book is the whole thing, in order.

Protect
Entity
Record
Bookkeeping
Decide
Deal Analysis
Fund
Financing
Keep
Tax
Grow
Wealth & Exit
How to read it

Two ways to read it.

Under contract, or still running the numbers

Read it cover to cover. The chapters build your foundation in the right order — so you set it up correctly from day one.

A year in, with books that need work

Start where it hurts. A guided path through the chapters that matter most — so you can fix what is wrong without starting over.

Look inside

Pages from the book.

Seven pages from the book — the contents, the system diagram, and chapters from bookkeeping, tax and the quick-reference section, as they are printed.

Table of contents
Contents
The Financial Arc of an STR
The system
Chapter 7 — Bookkeeping Systems
Chapter 7 · Bookkeeping
The STR Chart of Accounts
Chart of accounts
Chapter 9 — Tax Fundamentals
Chapter 9 · Tax
Deductible expenses
Deductions
Monthly close quick reference
Monthly close
What it covers

What is inside.

Whether the property is actually making money.

Honest underwriting, the true cost stack, and the few metrics that tell you how a rental is really performing.

Bookkeeping you and your accountant can both use.

A clean chart of accounts, the monthly close done right, and statements you can read like a manager.

The tax rules that actually matter.

Classification, material participation, the deductions that hold up, and the strategies worth knowing.

A financial system that scales.

The right entity, financing that fits, and the infrastructure to add the next property cleanly.

Twelve chapters in all — closing with a 13-step financial roadmap.

The author

Written from twenty years inside real estate finance.

Matt Nunn spent twenty years inside the financial side of real estate businesses — the entities, the books, the numbers behind the deals, and the tax picture that ties them together.

He founded Builders Finance to turn that into education built for how these businesses run. This book was the first thing he wrote with it.

Availability

The book is being updated.

The Short-Term Rental Financial Bible is not available to buy at the moment. Builders Finance and the short-term-rental library are being rebuilt, and the book is being brought in line with them before it goes back on sale.

There is no waiting list to join and nothing to reserve. When it returns, it will be announced in the weekly letter.

Read the Short-Term Rental Library → Free, and available now.

The Profitable Real Estate Operator, by Builders Finance

The weekly letter for people who run property as a business. One idea a week on the financial side of ownership — what changed, what it means, and what an operator should do about it. Written for short-term and long-term rental owners alike.

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